Guide to JPY transfers - Century First Finance

Sending to JPY

You can send JPY to bank accounts located in Japan.

For transfers under 1 Million JPY, you'll need their:

  • full bank account name (usually in Katakana)— this must match exactly what’s printed on the first inside page of the bankbook.
  • normally a 7 digit account number
  • account type — you can select either 普通 フツウ(Futsuu) current/general, 貯蓄 チョチク(Chochiku) savings, or 当座 トウザ(Touza) checking
  • bank name and branch — in English, Katakana, Kanji, or provide a bank or branch code
For transfers above 1 Million JPY, you'll need their:
  • full bank account name in Latin
  • SWIFT/BIC code
  • account number

The amount you can send depends on the currency you’re sending from, so check the relevant currency article for more information.

If you send more than 1 million JPY to Japan, we’ll send out the money by SWIFT. We’ll charge you a bit extra for this.

Once Wise receives and converts your money, it usually takes 1 working day to arrive in your recipient’s bank account. Conversion can take up to 2 working days.

If you are sending more than 1 Million JPY, it will take longer as we use the SWIFT payment network. When the money is in transit, correspondent banks in between may also deduct their handling fees. We can send SWIFT to most major Japanese banks, but please check with your recipient bank for more details.

We’ll always give you an estimate for how long your transfer will take when you set it up.